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MSREB Cheat Sheet 2026: One-Page Review of Must-Know Facts

TL;DR
  • The exam costs $75 for both portions, with each retake also billed at $75.
  • General portion passing score is 60/80 (75%); state portion requires 32/40 (80%).
  • Contracts is the largest general domain at 19%; Agency Disclosure and Duties to Parties leads the state content.
  • You get 2:30 for the general section and 1:30 for state, with unscored experimental items not counted against the clock.

Fees & Registration Snapshot

Before you touch a single practice question, lock in the mechanics. The Mississippi Real Estate Broker Exam (MSREB) is regulated by the Mississippi Real Estate Commission and delivered on computer through PSI Services LLC. The current PSI candidate bulletin was updated October 1, 2023, so make sure any study material you use reflects that version rather than an older printout.

  • Fee: $75 covers one or both portions when scheduled together; each retake is also $75.
  • Delivery: Computer-based testing with an on-screen calculator provided - you don't need to bring your own.
  • Administered by: PSI Services LLC, under the authority of the Mississippi Real Estate Commission.

For a full breakdown of what that fee does and doesn't include, see the MSREB Certification Cost 2026: Complete Pricing Breakdown, and check current testing windows before you book a seat in the MSREB Exam Dates 2026: Testing Windows, Deadlines & Scheduling guide.

Print This Section: If you only save one part of this cheat sheet, save the fee and timing numbers above. Scheduling mistakes - not content gaps - are the most avoidable way to waste a $75 fee.

Exam Format at a Glance

The MSREB is split into two distinct portions that test different knowledge bases: a general, national-style portion and a Mississippi-specific state portion. Knowing the shape of each before test day removes a huge source of anxiety.

ElementGeneral PortionState Portion
Scored Questions75 questions worth 80 points40 questions
Experimental Items5-10 unscored, possible5-10 unscored, possible
Time Allowed2 hours 30 minutes1 hour 30 minutes
Passing Score60/80 (75%)32/40 (80%)

The general portion uses scenario-based, one-best-answer items, and it isn't simple A/B/C/D scoring - responses are weighted 0, 1, or 2 points depending on how correct or complete the choice is. That means partial credit exists within a single question, so eliminating the obviously wrong 0-point answers matters as much as spotting the "best" one. Time spent on unscored experimental questions doesn't count against your clock in either portion, so pacing yourself against the stated limits is still accurate even though you can't tell which items are experimental.

Want a deeper walkthrough of question style and pacing strategy? The MSREB Study Guide 2026: How to Pass on Your First Attempt covers this in more depth than a one-page sheet can.

Passing Score Requirements

Because the two portions have different point totals and different thresholds, candidates often misremember which number applies where. Lock these in:

  • General portion: 60 out of 80 points, equal to 75%.
  • State portion: 32 out of 40 questions, equal to 80%.

Notice the state portion demands a higher percentage despite fewer questions - each state-law question carries more weight toward passing than a single general-portion item. That's a strong argument for treating Mississippi-specific content (Domains 12-20) as high-priority rather than an afterthought tacked onto national real estate principles. For the full scoring logic and how weighted answers factor in, read MSREB Passing Score 2026: Exactly What You Need to Pass.

Key Takeaway

Don't split study time 50/50 by portion. The state portion's 80% bar is tougher than it looks - budget extra review time for Mississippi Commission rules, trust accounts, and licensing law.

General Portion: 10 Domains

The general portion draws from ten content areas covering broad real estate practice, not Mississippi-specific statute. Weightings below tell you exactly where to spend your hours.

Domain 5: Contracts (19%)

The single largest domain on the entire exam. Expect scenario questions on offer and acceptance, contingencies, breach, and remedies.

  • Know the difference between executed, executory, and voidable contracts
  • Master contingency removal timelines and default consequences

Domain 6: Agency (13%)

Fiduciary duties, agency relationships, and disclosure obligations show up repeatedly across scenario items.

  • Distinguish designated, dual, and subagency relationships
  • Memorize the core fiduciary duties owed to a principal

Domain 10: Practice of Real Estate (12%)

Day-to-day brokerage operations, licensee conduct, and general business practice questions live here.

The remaining general domains - Property Ownership (10%), Financing (9%), Valuation (8%), Property Disclosures (7%), Transfer of Title (6%), Real Estate Calculations (6%), Land Use Controls (5%), and Property Management (5%) - round out the 75 scored questions. Calculations questions are worth extra attention even at only 6%, since they're the items most likely to cost you time if you haven't practiced amortization, proration, and commission math ahead of time.

For a domain-by-domain breakdown with sample question angles for all 20 areas, bookmark the MSREB Exam Domains 2026: Complete Guide to All 20 Content Areas.

State Portion: 10 Domains

The state portion tests Mississippi Real Estate Commission rules, statutes, and licensee obligations specific to this state. It is not a repeat of national content in different wording - it is a distinct body of law.

Domain 15: Agency Disclosure and Duties to Parties

The largest state domain. Expect detailed questions on when and how agency relationships must be disclosed to buyers and sellers under Mississippi rules.

Domain 18: Broker Responsibilities, Including Supervision of Sales Associates

Because this is a broker-level exam, supervisory duties over salespersons carry more weight than they would on a salesperson exam.

Domain 17: Trust Accounts

Handling of client funds, commingling rules, and recordkeeping for trust accounts are frequently tested and easy to lose points on if memorized loosely.

Other state domains include Powers and Duties of the Real Estate Commission, Licensing Requirements and License Maintenance, Property Condition Disclosures, Out-of-State Brokers and Developers, Records and Documents, and Advertising/Marketing/Internet. Because these ten domains aren't individually percentage-weighted in the way the general domains are, treat all ten as fair game rather than trying to guess which will dominate your specific test form.

Common Mix-Up: Candidates sometimes confuse Domain 7 (Property Disclosures, general) with Domain 14 (Property Condition Disclosures, state). They test different frameworks - one general practice, one Mississippi statute - so don't assume mastering one covers the other.

Eligibility Checklist

Passing the exam is only half the qualification process. The Mississippi Real Estate Commission requires resident applicants to meet every item below before a broker license is issued:

  • Be at least 21 years old
  • Be domiciled in Mississippi
  • Hold at least 12 cumulative months of active salesperson licensure
  • Complete the applicable approved broker education
  • Clear the Commission's background investigation

Current broker-licensing rules layer on additional structure: candidates progress through 120- or 150-hour education paths combined with a 36-month experience and salesperson-employment threshold. Which path applies to you depends on your licensing history, so verify your exact requirement before enrolling in a pre-license course. The full eligibility breakdown, including how the education paths interact with experience timelines, is covered in MSREB Requirements 2026: Eligibility, Prerequisites & How to Qualify.

Retake & Two-Month Window Rules

This is the section candidates most often overlook until it's too late. Both the general and state portions must be passed inside the same two-month eligibility period - passing one portion doesn't "bank" indefinitely while you retake the other.

  • The state portion may be attempted only twice within that two-month period.
  • After two failed state-portion attempts, a six-month wait is imposed before you can try again.
  • Each retake, regardless of portion, costs $75.

Practically, this means you should not schedule your first attempt until you've genuinely prepared both portions - general and state - well enough to clear them together. Splitting your first attempt into "just take the general to see" strategy risks burning your two-month clock on an incomplete pass.

Key Takeaway

Treat the two-month eligibility window as a hard deadline. Study both portions in parallel rather than sequentially so one weak area doesn't force a costly six-month delay.

Renewal & Continuing Education

Passing the exam and getting licensed isn't the finish line - Mississippi brokers renew on a two-year cycle and must complete 16 continuing-education hours per cycle, broken down as:

  • 4 hours agency law
  • 2 hours contract law
  • 2 hours license law
  • 8 hours electives

Notice how closely this CE structure mirrors the exam's own emphasis - agency and contracts are heavily weighted both on test day and afterward in ongoing education. Building strong foundational knowledge now in Domain 5 (Contracts) and Domain 6 (Agency) pays off well beyond the exam itself.

Final-Week Review Sprint

A cheat sheet is only useful if you actually schedule time against it. In the final week before your test date, sequence your review around domain weight rather than reviewing everything equally.

Days 1-2

Heaviest General Domains

  • Drill Contracts (19%) and Agency (13%) scenario questions
  • Review weighted-answer logic so you recognize partial-credit traps
Days 3-4

Heaviest State Domains

  • Focus on Agency Disclosure and Duties to Parties, Trust Accounts, and Broker Responsibilities
  • Rehearse Commission rules on supervision and recordkeeping
Days 5-6

Calculations & Smaller Domains

  • Practice commission, proration, and amortization math against the on-screen calculator interface
  • Sweep Land Use Controls, Property Management, and Advertising/Marketing/Internet
Day 7

Timed Full Simulation

  • Run a full-length practice session under the 2:30 / 1:30 time limits
  • Flag any domain scoring below your target and do a final targeted pass

Run at least one timed simulation through our practice test platform so the pacing and weighted-scoring format feel familiar before you sit the real exam at PSI.

Frequently Asked Questions

How much does it cost to take the MSREB, including a retake?

The exam fee is $75 to sit for one or both portions. If you need to retake either portion, each retake is also billed at $75.

What score do I need to pass each portion?

You need 60 out of 80 points (75%) on the general portion and 32 out of 40 (80%) on the state portion. Both must be passed within the same two-month eligibility period.

Which domain should I prioritize first?

Contracts at 19% is the largest single general domain, and Agency Disclosure and Duties to Parties is the largest state domain - start your review there before moving to smaller-weighted areas.

How many times can I retake the state portion?

You may attempt the state portion twice within your two-month eligibility period. After two failures, you must wait six months before attempting it again.

Do unscored experimental questions cost me time?

No. PSI includes 5-10 possible unscored experimental questions on each portion, and time spent on them does not count against your 2-hour-30-minute general or 1-hour-30-minute state time limit.

For deeper dives beyond this one-page reference - including how difficult candidates actually find the exam and whether the broker credential pays off long-term - see How Hard Is the MSREB Exam? Complete Difficulty Guide 2026 and start your timed practice runs on the main MSREB practice test site today.

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